Your Money, Your World
“Welcome to Your Money, Your World where in 15 minutes each day you get to go beyond just knowing the headlines, learning instead what to do to protect your interests in the light of the psychological and economic impacts of today’s world events. You don't have to be an economist or a psychologist to protect your family's finances. In these frenzied, chaotic times, you do have to pay attention, act early, and make decisions from a calm informed place. That's what this show is here to help you do. No jargon. No drama. Just the stuff you need to know and practical suggestions to protect yourself and your family.”
All Episodes
Latest Episodes
Middle Class Money Stress: Why Paper Wealth Isn’t Enough
This episode examines why middle class households can look stable on paper yet feel financially strained in everyday life, from rising essentials and weak liquid savings to the illusion of home equity and retirement balances. It also explores how credit reliance, high interest rates, and growing foreclosure filings are eroding resilience, and why building cash buffers matters before the next expense shock.
Gas Prices, Consumer Angst, and the Household Cash Buffer
This episode breaks down how surging gas prices and rising short-term inflation fears sent consumer confidence and sentiment to new lows, while long-term expectations stayed surprisingly anchored. It also explores why income growth feels stuck for many households and how building a three-month liquid cash buffer can help protect against sudden shocks.
The $15.9B Imposter Scam Trap
This episode breaks down the surge in imposter scams, why instant payment systems make fraud losses nearly impossible to reverse, and how scammers exploit panic and trust to get victims to act fast.It also covers practical defenses like call-back verification, authenticator apps, real-time banking alerts, and verbal passphrases, plus the ongoing regulatory fight over who should bear these losses under Regulation E.
Why Your Fixed Mortgage Payment Keeps Rising
Homeowners are getting blindsided by escalating escrow bills as insurance premiums surge nationwide, turning a supposedly fixed mortgage into a moving target. The episode explores how rising rates are pushing families into delinquency, relocation, and tough coverage decisions, while offering practical ways to regain control.
Auto Loan Squeeze and the Household Debt Crisis
Household debt has reached a record high as auto loan stress and rising credit card delinquencies squeeze working families. The hosts break down why car payments can trigger a financial domino effect and share four practical steps to protect cash flow, credit, and peace of mind.
Why Families Are Leaning on Credit to Make Ends Meet
This episode breaks down how soaring household debt, 21% credit card APRs, and 17 straight quarters of HELOC growth are pushing families to use credit for essentials like groceries, rent, and utilities. It also explores the K-shaped strain hitting lower- and middle-income households hardest, and why home equity is becoming a precarious emergency fund.